

Nikolay Gergov
SVP Commercial and SBA Lending • Plains State Bank
Hello, I'm Nikolay Gergov, SVP Commercial and SBA Lending at Plains State Bank, located in the heart of Texas, in Humble. With 18 years of experience in commercial banking, real estate, and business development, I'm passionate about leveraging my expertise to tackle the challenges faced by entrepreneurs and small business owners. At Plains State Bank, we understand the hurdles you navigate in achieving top-line growth, cost savings, and robust employee development, not to mention securing essential capital and liquidity. My love for finance and accounting, paired with a keen interest in golf, tennis, and pickleball, shapes my dynamic approach to commercial and SBA lending. I specialize in unlocking opportunities for our clients through working capital lines of credit, commercial real estate term loans, specialized asset-based financing, and SBA 7a, 504, and USDA loans. What sets us apart? Our team-centric approach, local decision-making presence, and the empowerment of our account executives ensure you gain a competitive edge. If you're ready to transform your financial trajectory, let's talk and explore how we can elevate your business together. 
